Discount Auto Insurance

Reader’s Question:

I’m from Louisiana. Ever since I put my teenage daughter under my policy, my car insurance premiums have gone up. Is there a discount auto insurance policy that my daughter might qualify for?

Jacob

New Orleans, LA

It is every parent’s concern to keep their children safe and protected from harm at all times. But with costs of basic products and services going up, it is hard to do this and not end up consuming a big chunk of the family’s budget. A parent ends up having to shelve out 50% or more for adding a daughter in the current car insurance policy. However, this is way cheaper than having to purchase a separate policy for her. Contact your local insurance agent there in Louisiana. There may be a number of discount auto insurance policies that your daughter can avail of.

Good student discounts are provided to teenagers who maintain a certain GPA. Teen drivers who have been attending school regularly and do not have any unexcused absences for 15 days are also eligible for lower rates. You may also want to enroll your daughter in a defensive driving course. Those who take this are given automatic discounts provided that they inform their agents about successful completion of the course. Agencies like the American Automobile Association (AAA) offer this at a minimal fee. You can also inquire from your community high school of college because some offer this too. If there are multiple cars in the policy, you can also seek approval of multiple-car discounts from your insurance provider.

Tags: auto insurance, auto insurance policy, Car insurance discounts, teen, teen insurance